:root{--navy:#0a1d3d;--blue:#1b62d4;--amber:#d99a1c;--amber-hover:#be8316;--silver:#c8ccd2;--ink:#1f2937;--muted:#667085;--line:#e4e7ec;--soft:#f7f9fc;--white:#fff;--success:#16885f;--font-sans:Montserrat, Arial, Helvetica, sans-serif;--radius-sm:10px;--radius-md:14px;--radius-lg:24px;--shadow-sm:0 8px 24px #0a1d3d14;--shadow-lg:0 24px 70px #0a1d3d24;--container:1200px;--section-space:clamp(72px, 9vw, 112px);--transition:.2s ease}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);min-width:320px;color:var(--ink);font-family:var(--font-sans);margin:0;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,textarea,select{font:inherit}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}.section{padding-block:var(--section-space)}.section--soft{background:var(--soft)}.eyebrow{color:var(--amber);letter-spacing:.15em;text-transform:uppercase;font-size:.78rem;font-weight:700}.section-title{color:var(--navy);letter-spacing:-.035em;margin:.65rem 0 1rem;font-size:clamp(2rem,4vw,3.35rem);line-height:1.1}.lead{max-width:760px;color:var(--muted);font-size:1.06rem}.grid{gap:22px;display:grid}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--white);box-shadow:var(--shadow-sm);padding:30px}.card h3{color:var(--navy);margin:.8rem 0 .45rem}.card p{color:var(--muted);margin:0}.icon{width:48px;height:48px;color:var(--amber);background:#fff7e7;border-radius:12px;place-items:center;font-size:1.35rem;display:grid}.actions{flex-wrap:wrap;gap:12px;display:flex}.button{min-height:52px;transition:transform var(--transition),background var(--transition),color var(--transition),border-color var(--transition);border:1px solid #0000;border-radius:10px;justify-content:center;align-items:center;padding:14px 26px;font-weight:700;display:inline-flex}.button:hover{transform:translateY(-2px)}.button--primary{background:var(--amber);color:var(--white)}.button--primary:hover{background:var(--amber-hover)}.button--secondary{background:var(--white);color:var(--navy);border-color:var(--navy)}.button--secondary:hover{background:var(--navy);color:var(--white)}.button--ghost{color:var(--navy)}.page-hero{border-bottom:1px solid var(--line);background:linear-gradient(135deg,#f8fafd 0%,#fff9ee 100%);padding:clamp(70px,9vw,110px) 0}.page-hero h1{max-width:900px;color:var(--navy);letter-spacing:-.055em;margin:.6rem 0 1rem;font-size:clamp(2.8rem,6vw,5.6rem);line-height:1.02}.page-hero p{max-width:760px;color:var(--muted);font-size:1.12rem}.steps{counter-reset:step}.step{border-top:1px solid var(--line);padding:28px 24px 24px 74px;position:relative}.step:before{counter-increment:step;content:counter(step,decimal-leading-zero);color:var(--amber);font-size:1.15rem;font-weight:800;position:absolute;top:22px;left:0}.step h3{color:var(--navy);margin:0 0 .35rem}.step p{color:var(--muted);margin:0}.cta-band{background:var(--navy);color:var(--white);padding:clamp(50px,7vw,80px) 0}.cta-band h2{margin:0 0 .7rem;font-size:clamp(2rem,4vw,3.5rem);line-height:1.08}.cta-band p{color:#d7dfeb}.form-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field{gap:7px;display:grid}.field--full{grid-column:1/-1}.field label{color:var(--navy);font-weight:600}.field input,.field textarea,.field select{border:1px solid var(--line);width:100%;color:var(--ink);background:var(--white);border-radius:10px;padding:14px 16px}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--blue);outline:2px solid #1b62d42e}.field textarea{resize:vertical;min-height:150px}.check{color:var(--muted);align-items:flex-start;gap:10px;font-size:.9rem;display:flex}.pill{color:var(--blue);background:#eef4ff;border-radius:999px;padding:8px 12px;font-size:.78rem;font-weight:700;display:inline-flex}.brand-switch{background:var(--navy);color:#dce4f0;padding:14px 0;font-size:.88rem}.brand-switch .container{justify-content:space-between;gap:16px;display:flex}.brand-switch a{color:var(--white);font-weight:700}.brand-switch a:hover{color:var(--amber)}@media (width<=900px){.grid-4,.grid-3{grid-template-columns:1fr 1fr}}@media (width<=680px){.container{width:min(calc(100% - 28px),var(--container))}.grid-4,.grid-3,.grid-2,.form-grid{grid-template-columns:1fr}.field--full{grid-column:auto}.page-hero{padding:64px 0}.brand-switch .container{flex-direction:column}}